Lending Turns to Ghosting

 

Lending Turns to Ghosting - A Gentle Reminder for the Heart and Wallet

We’ve all had that moment—someone close asks to borrow money. They say it’s “just for now,” and because you trust them, you say yes. Then suddenly… radio silence.

No follow-up. No updates. Not even a “Sorry, still working on it.” Just ghosted.

And it’s not just the money that hurts—it’s the feeling of being taken for granted.

But here’s the thing: holding onto that frustration won’t bring the money back. It just drains your peace. Sometimes, you have to accept it, let it go, and move forward. Forgiving doesn’t mean you’re okay with it—it means you’re choosing peace over resentment. After all, you were an instrument of blessing on someone’s tough day… haha, di ba?

Sa mga nang-utang: Communication is everything. Kahit wala pa pambayad, magparamdam. A simple message shows respect. Huwag puro seenzone—your dignity is worth more than the money you ghosted on.

Sa mga nagpautang: Lend only what you’re willing to let go. Set boundaries. Guard your heart and your wallet. And no matter what—choose to forgive.

Money comes and goes. But trust? That’s harder to earn back. Be kind, but don’t be careless.

Learn. Forgive. Grow.

Hey Maam, Sir

 Hey Maam, Sir, You're Not in Class Anymore 😅

Ever run into a teacher outside of school who still acts like... well, a teacher? They’ll correct your grammar while you’re ordering coffee, give you life advice you didn’t ask for, or give you the look like you're about to be sent to detention—for being five minutes late.

It’s kind of funny... until it’s not.

Teachers are amazing. They shape minds, guide futures, and deal with chaos daily. But once you're out in the real world—newsflash!—we’re all on the same level. Nobody’s a student, nobody’s handing in homework, and no one wants a surprise lecture on why their outfit is “inappropriate for learning.”

So here’s a gentle reminder to our beloved educators: take off the classroom hat once you clock out. Outside of school, people want conversations, not corrections. Respect goes both ways.

Offer your insights when invited. Share stories, not scoldings. And hey, it’s okay to just be you—not “Sir,” “Ma’am,” or “Prof.”

Because outside those classroom walls, we’re all just humans trying to enjoy our coffee without a pop quiz. 😉

Burn outs

What I Learned From Watching Someone Burn Out

Let me tell you a little story about a former officemate of mine—let’s call him Mark. He was that guy in the office who always seemed to have everything under control. First one in, last one out. Always willing to help. Never said no. Super dependable, the kind of employee every company wants.

At first, we all thought, “Wow, this guy’s on fire!” But looking back now, it was more like he was burning out.

Mark worked late almost every night. While the rest of us were logging off, grabbing dinner, or watching Netflix, he was still there—glued to his desk. He skipped breaks, ignored weekends, and even brought his laptop on vacation. He’d say things like, “Just need to finish a few things” or “I’ll rest after this project.” But the “few things” never ended, and the projects just kept coming.

After a while, he started to change. He looked tired all the time. Snappy. Quiet. Not his usual self. Then one random Friday, he submitted his resignation. No drama. No complaints. Just… done.

I was shocked. But honestly? I wasn’t surprised.

That was the moment it really hit me: burnout doesn’t always come with warning signs. Sometimes, it builds up slowly, until one day, you just can’t take it anymore.

Mark’s story stuck with me. It made me realize how easy it is to fall into that trap of thinking we always have to say yes, always go the extra mile, always be “on.” But here’s the thing—we’re not machines. We’re people. And people need rest.

If there’s one thing I learned from Mark’s experience, it’s this: you have to manage your time before your time manages you. It’s not about being lazy or slacking off—it’s about being smart. Setting boundaries. Listening to your body. Knowing when to pause.

You don’t need to work yourself sick just to prove your worth. Because let’s face it—if you suddenly left tomorrow, the company would find someone else. That’s the harsh reality. We’re all replaceable at work, but we’re not replaceable in our lives.

So now, I take my breaks seriously. I turn off my work notifications after hours. I protect my weekends. I’ve learned that saying “no” doesn’t make you difficult—it makes you healthy.

To anyone reading this who feels like they’re heading down the same path as Mark—please, check in with yourself. Take that day off. Set those boundaries. Don’t wait for burnout to make the decision for you.

Because your mental health isn’t just important—it’s everything. Take care guys!

Why War in the Middle East Hits Closer to Home Than We Think . . .

 

...

How It Affects Prices—and What Filipinos Can Do to Prepare

You might not hear bombs or sirens where you are—but that doesn’t mean we’re unaffected. When we hear news about war in the Middle East, it often feels like a distant problem—something happening far from our shores. But the more I’ve paid attention to what’s going on, the more I’ve realized how connected we all are. Whether it’s the price of fuel, the safety of our overseas workers, or the stability of our economy, the effects of conflict don’t stop at national borders.

“Even when the war isn’t ours, the impact can still land on our doorstep.”

The Ripple Effect of War

War doesn’t just bring suffering to those directly in the battlefield. It also shakes economies, breaks systems, and spreads fear that affects decisions in boardrooms and homes alike. In Middle Eastern countries like Iraq, Syria, and Yemen, war has destroyed schools, factories, and roads—making daily life almost impossible for ordinary people.

For countries like Egypt and Lebanon, the drop in tourism and business investment has meant slower growth and fewer jobs. And for oil-rich nations like Iran and Iraq, even the hint of conflict can drive up oil prices, since so much of the world relies on that supply—including us here in the Philippines.

How It Affects Us

Here at home, we’ve already seen how global issues can affect our wallets. Gas prices rise, groceries become more expensive, and transportation costs go up. That hits everyday Filipinos the hardest—especially those who are already trying to stretch every peso.

And let’s not forget the thousands of OFWs working in Middle Eastern countries. They are our family, friends, and neighbors. If war escalates, they could lose their jobs or even face danger. It’s a heavy burden for families left waiting and worrying.

What Can We Do?

As someone who tries to stay both hopeful and prepared, I’ve started thinking more seriously about how to respond—not with fear, but with awareness and action. Here are a few things that I believe can help:

·         ✅ Stay informed. Don’t let fake news or panic drive your choices. Follow reliable sources and keep an eye on global trends.

·         💰 Start or grow your savings. Even small amounts set aside regularly can make a big difference if things get tough.

·         📉 Simplify and prioritize. Now is a good time to reduce spending on non-essentials and focus on what really matters.

·         🛒 Support local products. This helps strengthen our local economy and can reduce dependence on global supply chains.

Should You Invest Right Now?

Many people are asking: Is it smart to invest in times like these? Honestly, it depends on your situation. If you already have an emergency fund and no urgent debts, this could actually be a good time to start investing. Stock prices may go down due to global instability, which can mean a chance to buy at lower prices—if you’re thinking long-term.

On the other hand, if you’re looking for more security, government bonds or time deposits might be a better choice. The returns may be lower, but so is the risk. As always, it’s best to talk to a financial advisor before making any major moves.

💡 What about cryptocurrency? It’s a hot topic, especially among younger investors. While crypto can offer high rewards, it also comes with high risks. Prices can swing wildly based on global news, regulations, and even social media. If you're new to investing, it’s wise to treat crypto as a small part of your portfolio—never invest money you can't afford to lose. Always do thorough research, and if possible, seek advice from someone experienced in the crypto markets.

 

Final Thoughts

No one wants war, and we all hope for peace in the Middle East and everywhere else. But in the meantime, it’s up to us to be smart, alert, and prepared. Whether it’s through saving, investing wisely, or simply being more mindful with our money, we can face uncertain times with a little more confidence.

Because even if we’re far from the battlefield, we’re not untouched by the consequences.

Hey, How are you?

 Hey, How are you?

"I'm good. I've been navigating what some might call a new season in life."

"A new season? What does that entail?"

"It's a shift in priorities, really. New connections have blossomed while old ones have faded. Some people I barely knew have become surprisingly close, and I've genuinely enjoyed their company. Conversely, some who were once central have just... drifted away. Not you, of course – we've been inseparable for as long as I can remember!"

"Oh, really? And what about those hobbies and games you used to be so into?"

"Hmm, those 'cash-extortionist' hobbies are long gone, thankfully! Travel still has my heart, though. My interests are much more future-focused now – investments, growth. And yes, I still jog and exercise, if that counts?"

"It absolutely counts! Especially now, at your age. Before, it might've been vanity, but now it's a necessity – just being honest! Speaking of which, what brings you back here, back to blogging?"

"Back here? What do you mean?"

"This blog. Your last post was in 2018, and your drafts are just sitting there, unposted."

"Ah, right. As I said, it's a new season. I want to dedicate more time to writing now. I actually revisited some old posts and was surprised by how decent a writer I was back then, haha. But this time, I want to do more."

"Well, you'd better! And this time, you should share some of the wisdom you've gathered over the past seven years."

"I will. And a really important part of this new season is getting closer to Him. I find myself talking to Him much more often now."

"Good. Life isn't getting any younger. The older you get, the more you need Him, especially as you draw closer to fulfilling your life's mission."

"Okay, nice talking to you."

"You too. And even though I'm just your mirror reflection, could you at least try to sound a little more excited talking to me, haha? I'm your younger, present self, so look at me with appreciation. In another minute, you won't be as young as me anymore. Just a thought!"

"Yeah, thanks, Self, for the reminder. Haha."